I don't ever stiff the housekeeper and if this was a long term tenant who needed to break early I would do it but probably not in this case, again unless regs require or mom presents a more compelling case. 

I'm a Realtor with a couple properties listed in Boise, ID and a neighboring town for my investor/client that are currently rented as co-living or rent-by-the-room and getting killer income. (7.3% - 9.5% Cap rate) So far, every inquiry has been baffled by the concept of co-living or rent-by-the-room and immediately ask if they're being run as a halfway-house (which they are not).

This might change.

We did get much lower costs when we changed to minisplits but the initial cost is high.

Unless you have a really bad listing, changes are you are asking too much if you are not getting much interest on rentfaster.

DM me if you're ever interested in property(s) within an hour of the Harrisburg area.

Credit Karma has a fantastic "score simulator" tool that you can use to project credit score changes (paying off balances, opening a new card, using an old card that has not been used in some time, just paying your bills on time for 6 or 12 months).

Changing jobs!

Don’t ever tell your banker you plan to live there.

Conversion rates also change over time.The answers to some of those questions would help point you in a good direction.