There are amazing no income no doc programs and for first time investors available . 50% of the land and 100% of construction . what are you looking to build ? 

can utilize a no income no doc DSCR loan .

there is no income no doc financing for fix and flips providing 100% of construction welcoming first time investors

You can comfortably be in the 7's using no income no doc dscr welcoming first time investors 

For free softwares, Google spreadsheet/docs, Trello and Notion would work well.

An agent will be more professional; all the docs will be boilerplate and negotiations will be through a third party so there won't usually be much rapport building (unless it's a larger commercial deal).

many licensed institutions offer the same exact product and better terms most of the time then private money still being no income no doc and welcoming first time investors .

with ground up construction you'll usually see 50% of the land providing 100% of the construction . no income no doc and first time investors as well  

List of things to fix:Clean house, Carpet replacement, Floor patch up, Interior Painting, Bathtub recaulk, water heater replacement, leak check, small dry wall cut and restore, Roof fascia repairThank you.

Since we closed on another property earlier in January, the lender had all the docs necessary to close this deal quickly.