This shows you want the shortest short-cut and don't want to do any work.

I've got some cash saved up but no where near enough to cut it. 

And they accept PayPal, which for me says "Buyer Protection" - which is what helped me cut the skepticism and try them out, and - WOW!

Obviously HOA fees are usually pretty outrageous when compared to properties where there is no HOA or it's a typical SFR neighborhood with typical HOA dues for things like cutting the grass in common areas, or servicing the neighborhood pool. 

I think you're recommending a more detailed analysis involving the age/condition of all the building components/systems and prorating those costs out over time.

@Albert Bui  I have done quite a few sub too's and I have had a few called. even though they were current... we of course just cut checks to pay them off.Where sub too becomes a disaster is when the person buying it then sells on contract to a sub prime buyer who then goes on to default.. and the person who did the sub too sandwhich does not have the means to make payments during the foreclosure process and or has the money to prosecute the foreclosure..

A rate cut seems likely for September.

I mean it is possible that Xfinity had a fiber cut or something blew out in a storm or something that services that location and it could be out of their control.  

A lot of people will disagree with this and say cut the cord and evict them, but I think it's worth trying to keep a solid tenant.

Rates are now higher which will kill their cashflow and encourage them to cut their losses and sell.