They must be very low odds because insurance companies are in the business of making money, not paying out maximums.

If you know of any property management companies in the Columbus area that you would recommend, I would greatly appreciate your suggestions.Due to the lower down payment requirements, I’m focusing on finding a place where I can house hack and live in one of the units for now.Thank you again for your helpful advice 

Use caution when borrowing against your stock portfolio, especially if it's a high volatility portfolio comprised of individual companies.

The market has been growing in terms of population, jobs and, major companies moving here like Intel, Google, Meta, etc. 

I’d love to hear about the crime rates or any other issues (which we cannot guess from the online stats), and how easy or hard it is to find reliable tenants and property management companies.

The learning curve is probably great on importing large quantities or even just large things from a foreign company.

To the insurance company they will view an STR differently than a LTR.  

Plus, you get huge appreciation here based on how many companies are moving and developing here! 

(They claimed thousands for electrical using what appeared to be a fake electrical company, and they never had someone out to even check electrical beyond the general.) 

I believe sometimes a bad experience is more reflective of the individual than the company.