If you do outsource, some management companies will cover various things like cleaning, supplies, etc. so look into that as well. 

Covering a significant portion of my mortgage has been a great reward.Solution: My four levels of vetting have helped me find quality room-renters over the last 18 months.I think you already have the answers to your situation.

A 4 bed 2 bath house can now not be niche for a family, but a community.

The reality is that insurance will cover your 16-year-old's accident.

We were always juggling who was on the phone.We had at most 2 employees on our payroll at one time, so if one called out sick there was a very good chance we needed to go in and cover.

For a 4 bed you are likely looking for insurance placements for a family or temporary relocation.

We recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

Or find a property that is under-utilized or has below market rents.Otherwise, you could also do the OPPOSITE of the great advice from @Jonathan Greene and buy a property with multi-bed units or live in the larger unit and rent out the smaller unit - while getting a roommate(s).

Quote from @Sidra Amir: There was no complain of bed bugs before.

House hacking lets you live in one unit and rent out the others, which can help cover your mortgage and generate some extra income.