Fed funds rate/Prime rate still has room to go, 50 to 100 BPS.  10 Year Treasury hanging around 3.5%.   

It's the employer's responsibility to withhold the FICA and income taxes and deposit them to the Dept. of Treasury.

I would most likely try to structure it as interest only (keeping it more simple with variable interest) with a guaranteed minimum interest rate of the 5 year treasury and a balloon payment at 7 or 10 years.

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Cullen Jones (317-604-1930)Indianapolis Real Estate Agent (FC Tucker)12/19/2021 Indianapolis Real Estate Market UpdateAverage Home Price November 2021: $215,000Average Home Price November 2020: $188,90013.8% appreciation in home values since 2020U.S. 10 Year Treasury: 1.407% (increase of 0.47% from 0.93 December 2020)As the U.S. 10 Year Treasury yield percentage goes up, so do mortgage interest rates. 30-year-Mortgage interest rates sit at an average 2.994% for December, 2021. 30-year-Mortgage rates in December, 2020 averaged 2.865% (+0.13% since 2020).An increase in mortgage interest rates is indicated by an increased U.S. 10 Year Treasury yield (+0.47% since 2020)A $250,000 home in 2020 (2.865%) with 20% down payment on 30 year conventional loan = $828.71 monthly mortgage payment ($27.62 per day)A $250,000 home in 2021 (2.992%) with 20% down payment on 30 year conventional loan = $842.34 monthly mortgage payment ($28.09 per day)*20% down payment used for examples.* Ask about other down payment options!

They are at zero interest rate, I’ve heard that there was quite a bit of treasury purchasing going on, the CB printed a bunch of money, and they are giving trillions in personal and business bail outs.

It's not a refundable tax credit that will generate a check from the treasury.

I see prices coming down, properties sitting on the market longer which both bode well for making strategic acquisitions.Mortgage rates are based on longer-term treasury rates which decreases with future inflation expectations.. so that fact that the FED continues to raise rates to damper inflation may be the one thing that brings mortgages rates further DOWN. 

Or typically the 5 or 10 year treasuries would be a standard baseline (much less risk but also much less opportunity for appreciation vs. a SFR). 

@Mark DouglasYou are calculating your 320k proceeds as 320k...Since you're not doing a 1031, you have to remember that you're going to be writing a big check to Ukraine (I mean the treasury).