We’re off market right now but will be going back on next month.

There is a lot of training involved, it takes months (up to 2 years), and they usually like to start them off as puppies.

In fact, come to the USA and live off of those of us who pay taxes.  

If paying off your mortgage early is a priority, recasting might not be the best option.Not Available for All Loans: As mentioned earlier, government-backed loans are generally ineligible for recasting, and not all lenders offer this option.Who Should Consider Mortgage Recasting?

So I missed out on taking a year off with my wife and kids and just fully enjoying the time we could experience together. 

Hey Andrew, welcome to the Forums.That’s awesome you’ve been learning about real estate since high school—starting early will really pay off.

If anyone has an end lender that has successfully closed a handful occupied padsplit loans and can underwrite based off actual padsplit rents I would really appreciate an intro.

Quote from @Simon Horowitz: I'd love to connect on here with trustworthy contractors that I can bounce ideas off. 

I'd like to find honest people who are not going to rip me off.

Than there are off-site issues such as availability and capacity of utilities and the capacity of access roads, and on-site issues such as depth of bedrock (is it diggable or will you have to blast?)