The only other option I see is a short sale, if you don't need to purchase for a few years and don't mind a temporary credit hit to save the $60k.  

After spending 25 years as a Software Engineering and Product leader, I’m now exploring the world of real estate investing (REI) and looking forward to learning from all of you.My goal is to leverage my current investments and savings to build a real estate portfolio that will eventually allow me to transition away from my current career.

I can help you with financing options and help you analyze deals.

There are more options for renters so it's putting pressure on rents btwn 10%- 20%.

You have to compare your expenses with each management style and find the option that works best for you.

A couple great co-living options is STR by the room, Student housing, sober living, Senior care... 

One thing to consider on the credit card option is that a lot of contractors don’t accept them so that could be an issue.

Please correct me if I'm wrong, but wouldn't a single-family home be a better option near Disney World, especially one with a pool, if it's affordable?

@James Tobin  yes FHA will be a very low downpayment option for you.

This is a buy and hold in a great location in a great market Does anyone know of a group i can post this deal And last option we were considering was to use her cards to pay off my debt so then I can buy the house from her and get a loan on it If u made it this far thanks 🙂