To really give it a “Master” bathroom feel.I think I finally have a layout, but it would entail a Greek style soaking tub.

I’ll post a link below that will explain what a joint ch.7 bankruptcy entails(http://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics)How do you know her credit cards aren’t maxed to her own doing?

What does the process entail?

If it's a standard sale, the loan side is no different.Any investment entails a measure of risk.

Columbus just had a Tax reassessment so I would do some research on what that might entail for this property.

However I was using those sayings even before I knew what they actually entailed, and luckily it matched what I actually wanted!

Many of which entail signing up friends, family, and others.

IF this true, then I would advise against buying an existing property and renting with all that entails and specifically against investing in the US as there are a number of complications / overheads (incorporation, taxation issues, etc.).If you are convinced that local (or places you know) real estate will continue to appreciate buying a 'pre-sale' unit is not a bad idea just remember to account for the tax consequences when you sell as this will NOT be your primary residence. 

do they entail with a lot of maintenance?

That's going to entail things like handling contractors, directly advertising to distressed sellers, taking on serious risks & overhead etc.....With Turnkey you are paying a premium to buy a property from a company who already did everything mentioned above.Essentially one model you are going out & hunting the food to later cook it.