The only thing I didn't understand was washing all the walls.

These are my HELOC terms:Assuming an appraised value of $225,0001stmortgage set up at $180,000 80% loan to Value (LTV)HELOC (Home Equity line of credit) set up at $33,750 15% (LTV)Combined loan amount $213,750 (95% of the appraised value)Interest rate 1st mortgage 3.875% 30 year fixed rate conv loanHELOC interest only ARM: WSP + 1% (3.25% Current WSP index + 1% = 4.25%) Principle and interest payment would be $846.43Full monthly obligation including Home Owners insurance ($100 per month) and Taxes ($100 per month) : $1,046.43The interest only payment on the HELOC assuming the full draw of $33,750 at 4.25% would be $122 (shown above) Total monthly obligation between both mortgages : $1,168.43~$25,000-26,000 – would be the cash available from the HELOC at closing What this refinance accomplishes: ~$25,000+ out in cash for the real estate investment opportunities Escrow refund – should be a wash with what we are estimating we would be setting aside to start your escrow (~$1,200) and that is your money to do with as you please Creates a HELOC that you can tap into on an as need basis (during the draw period which is the first 5 years).

My washing machine just kicked the bucket, and I'm looking to purchase a new one.

I own a pressure washing company and it is my main way to fund my future real estate endeavors.How can I add value to realtors in my area to become their "go-to" pressure washing guy?

You don’t need a third “job” dealing with tenants, leaky sinks, broken down washing machines, etc.

Was he involved in religious institution, VFW, civic clubs, other organizations?

So the mortgage insurance is kind of a wash from a monthly difference, leaving us to decide on which loan type to choose.

It has original windows, front patio needs pressure washing, and the landscape is simply grass up to the house.

That would make the 1st year a wash which is why I’m not sure about the deal.Should I:A) Add $4500 to the asking price and recalculate my numbers?

Without knowing much about your local area, the exterior condition and MEP systems in the house I'll make the following suggestions so take with a grain of salt ;) First, I'd wash those walls and repaint most of the rooms a clean white or something neutral.