Yes which ever way you can reach......I do surplus overages also and I have to find people in regards to their overage......I find a lot of those ppl on social media.......I exhaust all means.....if that means finding a sibling or family member....I will 

We were looking at a surplus of $5.4B but that swung into a $54B deficit projection very quickly. 

Trust me, bidders at the auction aren't stopping at 10 or 50% of value, just not happening.Wayne-I am not sure of Florida law but in Texas the lender can bid more than the amount owed with any surplus due to the borrower

And then just pay the bill out of that surplus.

There are also, non-standard or excess/surplus lines options (like lloyds of london) that may also be able to write the coverage

Growing appreciation market and there is not surplus supply of multi-family properties which only boost values.

Things that will be an issue for the Builders Risk:- some living there during the reno  (that is a very tough one)- prior water of fire damage claim (many regular companies will not do this so you may have to get coverage in the Excess/Surplus market (Lloyds of london, etc...)- delay in the start of construction (you may have to insure it as a vacant dwelling then switch to the Renovation Builders Risk when you are Ready to start)

I don't remember the brand but I get them at Surplus warehouse.

I keep around a $5,000 cash savings and the surplus gets invested into a brokerage account.

Many new properties in the lease-up stage are offering concessions and we have noticed a higher than usual surplus of rental listings.Below you will find the total new multifamily units: *data provided by Johnson Perkins Griffin Apartments SurveyThe number of units planned or under construction for multifamily properties increased slightly to 10,620 units.