Our plan is to hold long term (10+ years) and likely pay it off in 5-10 years to act as supplemental retirement income which we plan to get to with a couple more properties paid-off in Tulsa eventually.Would you pull the trigger on these two properties based on our goals?

Does anyone know of a direct mail list provider that can filter by lot coverage?

Insurance likely will be higher than $1,020/month nowadays but depends on your coverage and who you go with. 

If you'd like any recommendations for an insurance broker or have questions regarding coverages, feel free to reach out!

I just had a carrier make me replace 6 damaged shingles in order to keep my coverage. 

-I do not plan on becoming a real estate mogul with 100 doors to my name More like 15-20 to supplement my wealth building.

Understand where your coverage falls.

Insurance: Make sure you have landlord insurance to protect your property and liability coverage.

Focus on living within the SSI allotment, supplemented by the interest on the $1M, and enjoy the freedom from Landlording stresses.

It does not have replacement coverage.