Why borrow against an investment property at a higher rate than you can against your primary?

And they essentially buy the property and then in 5 years, you refi and give them the down payment back.

Quote from @Christian Mejia: We recently purchased our first investment property in Florida with the assistance of Rent to Retirement and I just wanted to say it was a smooth process.

The first mistake is the property is free and clear.  

There's a map of all the properties listed on that site.  

The past 2 1/2 years I’ve flipped some properties and have wholesaled some.

I would do some online research into Realtors in your area to see if you can make a connection.As @Michael Dumler pointed out, wholesalers are going to be a more reliable source for consistent off-market properties with margin.

You may get better results by purchasing a duplex, triplex, or fourplex.Here's a guide that describes what good cash flow looks like and how to analyze a property.

It's a C class property.

We each pay $300/month (allegedly) and there is zero upkeep to the property (no pool, landscaping, common area).