I need to refinance my primary home in about 4 months which is the main reason I am trying to restructure these loans and transfer them to my business credit s.

I'm re-structuring my offer per your suggestion.

To restructure the layout of the site2.

Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualify for this relief.This provision applies to debt forgiven in calendar years 2007 through 2012.

My second approach would be to try and restructure the note to something that would work for your situation.

(“At the moment our industry is restructuring today’s real estate firm –so my message in introduction is to capture even the value conscious consumer ...to offer cross-purchasing benefits; what coupons, discounts, shopper clubs and point programs are you looking for?”)

Find out what's their situation and try to work out a win win for both of you, restructure payment plan to get them back on track, maybe they want to get out from the debt and they deed you the house.Or you you can start to foreclose, you are essentially the bank owning the note.

Are there ways I could restructure the loan to get positive cash flow?

I know eventually I can raise rents and restructure things here and there, I'm just curious if there's anything that has to be done, inheriting tenants that already have leases.

I'm less interested in whether my investments were smart or not cause I am breaking even and more interested in recommendations on how to restructure my properties so that I can claim the expenses on my taxes.