Getting a real estate license involves added cost, time, ongoing licensing fees, MLS membership fees, increased regulatory scrutiny and continuing education requirements. 

I guess I should have prefaced that we don't operate in the real estate space and this isn't a regulatory issue - purely an internal company policy.

“The federal ability to override local regulation is really pretty minimal.”This is a local regulatory issue...and the Federal Gov't has little to no ability improve the situation at all. 

Other than fiduciary requirements of brokers and lenders (which is a different regulatory matter), there is nothing corporately which impacts you more so than another business.

Specifically, I looked at the ORC changes that happened, and when, posted about it and other OH regulatory implications.

I really just don't want to end up buried in regulatory paperwork.

., or whatever regulatory body is in your area.2.

It's just too hard for them to make a decent income with regulatory and reimbursement changes in the industry.There are still many good options but think outside the box of standard physician practices.

also, I forgot to mention that first services residential has had a complaint filed against them with their regulatory body.  

Those funds could then be loaned to you without any regulatory issues.