They have to give you the appraisal report which would list the comparable sales the appraiser used and the math behind it.

I did a calculation and ended up coming up with something like $600/mo which seems quite a bit high, so I lowered it to 6% just because there is no way my math was right on that.

I continued for a little bit and gained valuable knowledge on the studies of art and math but with not job it was hard to continue to skate to school using up 4 hours to get and 4 hours to come home on school days i didnt really make time to actually follow through with interviews and potential job opportunities because i was to focused on my craft, but One day while skating to see my mom i saw a banner for a job opportunity and applied and told my self if i got called would follow through no matter what.

BP, let me know your thoughts on the math.

Any SJ buyer is factoring appreciation into their math, even if you don't.

Start saving and learn how to do the math on the type of investing you want to do.

It depends what the math says keep in mind that on air bnb you will have significantly higher management costs and you will have cleaning costs that would not be present in a traditional rental.

Give me a bit of detail about the house and how you constructed your original math?

I'd want to check your math (because ROI of 14% seems high on student loan payoff), but I'd take 14% guaranteed ROI all day long.I think we'll see other opinions, though, as there is a 'personal preference' element to the question of reducing debt VS investing.Best of Luck with Your Real Estate Investing!

If I did my math correctly