@Grace Chee The process for this is time sensitive, you should have gotten a TRIM notice around late August, early September.

And I've even walked the heirs through the process.

This is not a quick process, but none the less, the best process and it works every time. 

That process makes everyone dig deeper. 

The process must be understood and applied to team building, investing your and 3rd party capital, and financial deal structure with debt and equity sources. 

Because you are forcing equity into the house you are sometimes able to pull back out the entire purchase and rehab process to return to your investor then you own the home with just the mortgage.

One of the utilities, South West Gas, based in CA, gave me a hard time putting the account into my own name. after several calls, faxing the court-stamped eviction order, verifying my deed through the County, etc,  the operator finally agreed and started to backdate the account change to the beginning of the process!

And, capitalism works to lower housing prices when this process is allowed to go into effect. 

I find it hard to come up with reasons when the screening process is being done over the internet.

I can connect you with folks who can go more in depth on the process with you. good move or bad move?...