Typically i would pay a bit extra for sod and have an instant beautiful green front lawn. 

Only issue that I might have is that the CoOperative water/electric utility is still manually reading meters so it isn't instant.  

AND you can get instant preliminary approval online in less than 5 minutes... get a loan offer in 5 days or less and be closed on the property in as little as 10 business days.We are the nation's leading hard money lender for short-term real estate investment loans offering 100% financing with private money on 1-4 unit residential rehab and resell loans.

The ones I've expanded to have been ones I have MLS access in, so I can get pretty instant market research done.

There are many other factors with rental property you may want to consider such as depreciation, accrued equity, and appreciation (I don't count on appreciation) These are more future benefits and not as instant as month to month income.

But I do get the feeling of people wanting to get Instant Gratification by wanting to say : "Where do I get this List or Where do I get That List ?  

If you have 250k of cash, they'll extend you a credit line instantly.

If I were to say St.Louis metro would that not prompt you and the 200+ others who've messaged me about the area or seen my post to instantly go on Zillow and start looking at multifamilies in that area?

Yes, they will get you 100% financing, which means if the market goes down 1%, you are instantly upside down. 

Sounds to me like you have a few options:1) Use your savings to pay off your student loans - that's an instant 6.5% return on your money.2) Make smaller principle payments to reduce debt. 3) Spend A LOT less money.