So both are easy "no's" for me (and no need for me to go to my additional critera...but where both also fall short in multiple areas).A different investor coming from a different place will feel differently (and may love both).

We started in the fall of 2013 and pretty much have all the same tenants from when each property was purchased (1 property the people moved out but then called to move back in but we had already rented to someone else).

So, if a home inspector misses something doesn't some of the liability fall on him?

Advertising or marketing real estate owned by another individual or entity with the expectation of compensation falls under the definition of "broker" and requires licensure.

I have 10k now..in the fall I will have another 40k.

I'd reach out in the Fall October/November.

Review for Phillip Vincent: The 3 days to San Louis are worthy but the $31K he charges after that is not worthy at all, he make it sound like what he offers for the $31k is a great value but at the end is just the same you learn on the 3 days, he make sound like a real value and sadly I fall for that, my savings into the trash can 😭

This might fall into the 20 year, ARM products.  

However, it's nice to have unsecured loans as a backup option for projects that fall outside of the lending requirements of most lenders

And I added 2 BNBs in the fall of last year.