An interesting contrast to some of my points if I may, to the OP, @Paul C. 

By contrast, a seller giving you insurable title does not require the seller to cure title problems at closing.

The white to me is "trending" and who knows if it'll last like what I've seen in "beige"  .As long you stay away from those high contrasting old school colors, you'll be fine :)

As a contrast, a similar sized unit in Bloomfield (with nicer finishes) is getting $1,600.  

Just last night I was on a foreclosure auction web site, so the parallel between the days of the Great Depression and our own recent Recession was interesting, but the contrast between the technology involved in selling these was striking!  

By contrast listen to Dale in Podcast#179 who didn't have much when he started but most importantly didn't have fear and was comfortable learning as he went along.

I have driven through part of westmont which were dated but on the contrast ive driven through parts with mansions.

An even starker contrast is between the top 1% of the top 1% and the next 9% of the top 1%.  

Look at them, study them and compare/contrast what was done on each to come up with the different values.I've had multiple instances where an appraiser came back with a low appraisal and I had to point them to other (better) comps in the area to use.If you do proper due diligence, know your market and can pinpoint the ARV of a property, then on the rare occasion when an appraiser comes back too low, you should be well armed with information that can help them see the light.

If everyone is buying putting 20%+ down, by contrast, that means 1) the HOA is a mess and 2) your pool of potential buyers just shrunk a whole lot.