The VA loan is the greatest loan product available and can be an incredible way to start your RE journey (that is what I did personally). 

As well as coffee shops like Bottoms Up Coffee are moving in and small microbreweries like brew dog and Land Grant

Corey, it well could be an issue with the regulators as they will see it as a requirement to make the loan and doing so opens the door to the issues I mentioned and perhaps more depending on state laws.Additionally, this may not be a subject to take up with most RE attorneys as financing conflicts are really not their bag, ask an attorney who represents banks or lenders.

It seems like this would be more on seller side.It’s not a deal breaker for the buyer, just a pain and occasionally a time suck, it absolutely can be an issue when you sell, not something that can’t be overcome but something that can cost time, money, effort, which again is why I’d just much rather be in condos than multi family all things equal, the per unit savings aren’t even that big in large swaths of D.C.

@Derek Morrison just saying it would be an issue more if they are BF/GF.

Regarding adding the bedroom, I think it would be an excellent approach if you could keep the layout functional. 

This could be an individual person willing to give you money, or a private bank, or an organization or business of some sort.The long answer is much longer and if you're interested in diving into the topic here's a few resources I can recommend:These are two great books (also available as audio books and e-books) that go over the fundamentals of what private lending are, what it means to raise capital, how to find deals to buy with private capital, and a lot more.

If he goes for gaming and gets a job, he can still be an agent on the weekends or just invest in real estate from the money he makes from gaming. you do not need to be an agent to invest in real estate. 

I'm here to be an asset to the local REI industry. 

I looked at the photos and the rooms look nice, but it is still a hotel room-a sitting area, sleeping area, small counter with a sink and coffee area and a separate bathroom.