How much time did you spend interacting with your team during the initial 2-3 month strategy / plan development phase?

While I am committed to aggressively paying down my debt, particularly my mortgage, to achieve financial freedom in 12 years, I find myself losing money every month due to my repayment strategy.Financial Breakdown:Monthly Income: $3992.00Mortgage Payment: $1608.86Additional Mortgage Principal Payment: $1000.00Furniture Payment: $500.00Water Softener System Payment: $370.00Investment Contributions:Coinbase: $500.00Schwab: $500.00TD Ameritrade: $812.50Current Mortgage Status:Remaining Balance: $249,000.00Interest Rate: 4.875%Dilemma:While I aim to invest in various accounts and accelerate my debt repayment, I am burning through my cash at a faster rate than anticipated.

That's why you always have to anticipate these nuances and build them in to the asking price from the get go.My 3 cents worth adjusted for inflation.

In looking back at this, we should have anticipated the plumbing problems because the house was vacant for two years and we were not able to turn on utilities until after we owned the house.  

We will be putting $3,700 down, and borrowing $15,000 over 4 years at 5%, which is 4x the interest rate our relatives make on their savings in a bank CD, making both them and us very happy with the terms of the transaction.After closing, we anticipate ~$4000 in rehab costs to bring this very tired unit up to date, which will include refinishing the hardwood floors, complete repainting, new kitchen flooring, new counter top, new appliances, new lights, blinds, fans, toilet, etc.  

hey all, I'm a small time investor setting my affairs in order in anticipation of 1) retirement and 2) a global and/or national fiscal crisis.

I'm looking forward to learning from and interacting with people on the forum boards! 

I would document the interaction by taking notes on what was said just in case a LE agency calls you to find out what this guy is complaining about.

They certainly don't come to mind (for me) as one of the major employers in the city, so I don't anticipate much impact here.

.$7,850 Gross Monthly Rent$785 Vacancy (10%)$785 Property Management (10%)$1000 Taxes (Current Totals =$675/mo) Anticipating taxes to go up after purchase$1000 Insurance$1028 CapEx$392.50 Maintenance (5%)= $2859.50 NOIWith that NOI, what would you pay for it.