PennyPref equity investments allow you to sit lower in the capital stack (less risk).

Hello Team,I am  looking at my outstanding credit card debt which is at ~25k would it make sense for me to consolidate this debt to a lower interest loan? 

I just don't see you being able to do a whole lot to allow you to sell it quickly outside of lowering your price to something extremely compelling.  

The lower rate decreases my monthly expenses, increases cash flow, or gives me a higher LTV.Increasing Rents with Co-Living:I have changed my rental strategy to Co-Living (rent by the room).

Were the entry and exit points contained within an overall bull market?

I do see that my NJ and NC taxes due are slightly lower for each state though.

I then lowered the offer price to 70k since I wouldn’t be able to complete the due diligence piece.

That may lower your closing costs, but most lenders have minimums (usually $65K or more) for what they’ll lend. 

One way to minimize vacancy is to lower your rent.

NonQM "shops" offer a variety of loan types, DSCR being one but they are the lower rates and fees.