Unless there is a massive earthquake or a mass tech exodus, I am confident I will be just fine.

My portfolio has performed beautifully for me in the past but I’m concerned about a future SF earthquake and wondering about the opportunity cost of staying in San Francisco relative to investing elsewhere.

Unless there is something structurally wrong you’re not divulging then I’d keep your super low interest rate/cashflow and pull out a HELOC to play with for investments.Timing an earthquake is like timing the market, impossible to do.

Not really statistically significant to be honest. unless your properties were in the SF bay area price drops were 20 to 50% .. it was exacerbated by the loma Preita earthquake.

Second, Doomsday posters need to refer to history and see how these great cities have come back from devastating setbacks that include natural disasters like major earthquakes or human oriented terrorist attacks.

We are long overdue for the depression, the tsunami and the mega earthquake too.

Don’t forget that you don’t insure the land, so in high-value areas like LA, property insurance will be a lot less than the amount loaned -- thankfully.You might optionally require specialized earthquake, flood, wind/hail, or specific endorsements for other regional risks.If you can, be careful accepting an insurance binder in favor of the actual policy.

Although some 3rd world countries like Haiti sadly are maybe currently as bad off as during Great Depression. 

Originally posted by @Johann Jells:Hey @David Doyle, do you have any idea why flexi gas and water feeds are required in CA for earthquakes but rare (illegal??) 

Smiling Steve Babiak got mixed up with my > and <'s.You helped me to realize that I need GRM's less than or equal to 4 for these properties to make any sense.Ugh, isn't California supposed to fall off into the Ocean next earthquake anyway?