Last night, my husband and I decided to go to the cheesecake factory.

"The policy protects you against lawsuits for injuries and property damage that occur during a trip."3) For sure4) Not sure, but for me the fun/economy factor is the kicker here.  

If the parking bumper is standard height and he lowered the car, or it's a factory low car (some are) it seems his insurance should pay.If he hit a parking boulder type rock, then it was his driving that did it.It seems like it might be pretty obvious if you have any part in this depending on what he hit, and if the car is lower than normal.It still seems like he should turn it in to his insurance though.That's how I see it.

Otherwise you aren’t going to make any offers because this factor is unknown to you.

One applicant stated he was selling stolen sneakers on eBay, his friend worked at the Nike factory.

Question I have is how much of a “vacancy factor” is your lender using.

I also find that focusing on how long term your time horizon for the investment is can help guide you to what the most important factor is for the investment. 

Not only are there opportunities to captures some instant equity based on the doing some updating and/or repairs, but the appreciation factor is something to consider as well.We have meetups all over the Bay Area, so I just sent you a PM.Hope this helps!

I look at IRR for buy and holds, but my real driving factor is cash flow.

I personally prefer higher (2-3 percent deals), but that’s just one factor. I