I left BP a while back to focus on my Renatus education and now I'm back asking intelligent questions, learning more and offering useful advice.

As a reasonably intelligent non- accountant I was able to get set up and running, along with customized invoices, in a week. 

Imagine what would happen by Super Bowl next year.I think that the current home prices in Pittsburgh are somewhat artificial due to the recent Beltline announcements and the proximity to downtown...I mean man, prices have literally shot up $130k on some streets in one year there.

Nope my eyes did not glaze over as I've created very complex business intelligence and  financial reports in various IT roles over the years. 

“Investment is most intelligent when most business like” – Warren BuffettIf investing is better when conducted most business like, does it mean that more real estate investors ought to be investing in a more businesslike fashion?

Anyone can do it with little more than average intelligence, research and motivation.

Do not put an artificial price on the deed but instead a $10 value or whatever minimum is customary in your jurisdiction, if not your property appraiser may reassess the value of the property to the max allowed, voiding any tax rise protection that some states have (I don't know if it is the case in your state).

An intelligent seller will view this as a $400k offer, but oh look here's the better part of $5k still in your pocket at the end of the transaction.Lender credit: inverse of discount points.

However, I'm just trying to come to some intelligent conclusion on a government law.

Just remember that few intelligent money sources will be interested in paying exorbitant returns to an investor who professes to be willing to find deals and do all the work.