Typically my analogy is something like: if you're in a happy relationship, you're not going to go looking and see if the grass is greener on the other side... so for you what is it you're really looking for?

Not including land or utilities.  

Lender that can help me utilize HELOC to get me started and then help me grow my portfolio through BRRRR in PNW. 3.

For investment, 20% down is typical with some 15% down options out there but there are restrictions (not sure if this is available for STRs, just LTRs.) 

The first step is typically posting a notice to end tenancy, it is normally 30 - 60 days depending on the area and type of lease.

So utilities, roads, drainage, entries and other infrastructure costs are lower than in a suburban development.

Two months ago we sold the property utilizing a wrap mortgage with a 10% interest rate.  

Hi Nick, the 25% down payment is typically standard for investment properties.

The rate will be higher (typically 1% to 1-1/2% higher) but you will be able to sell, refinance, or payoff the loan without  having to worry about paying what could potentially be thousands of dollars in a pre-payment penalty. 

If a cost segregation study is done in early 2025 can it still be applied to our 2024 taxes to utilize the larger bonus depreciation?