@Ron SinghI won't personally speculate as to whether mortgage rates will go down any further, but 3.37% is an awesome rate, and recouping costs in <1 year is a win too.

@Sophie DolezelI'm not going to personally speculate as to whether I think the market will down turn, or not, but I have seen a few properties in my area (Boston metro west) which have moved to exclusive virtual tours.

Any speculations, gut feeling or cold hard facts are welcome.

This is pure speculation.

At this point, I don't know anyone can speculate exactly how much or how quickly that affects rates.

If you are at all able, try to help those around you.Yes, I am concerned about what will happen in the economy, and I would only be speculating to offer any opinion.

Finally, I’m not going to speculate as to whether or not you are as condescending in person as I have no basis to do so. 

Almost all the threads on the BP site are "speculation" as there hasn't been a rent payment cycle since this got ugly.

The current seller is willing to seller finance, but I am concerned about holding it for a year due to negative cash flow and speculating it will still be worth more in a year.

All of these speculations on my end are pretty long term so in the next 5 year period I don't think we will see a huge change in how people live and work once everything returns to semi-normal.