congrats your doing all the  vertical as well or going to sell lots to production guys. 

We also know several who got hit hard when lenders shut/slowed down during COVID.

Usually we are busy with onboarding investors into management, but this has also slowed.  

He was slow on selling it, believing that all the money was mine instead of trying to close the deal quickly so I could do it again. so I ended up spending my profits on the monthly mortgage payments.

Regarding bookkeeping/accounting, 100% of the feedback I've gotten from REIs who have tried to have a VA help with their bookkeeping is they had no clue what they were doing and they caused more issues than before they were involved.There are great groups out there such as the "Bookkeepers for Real Estate Investors" Facebook group where VAs can get the education they need to be productive within REI bookkeeping.

Their communication is slow at best and you have to ask to speak with a person and hope they provide the Calendly link to schedule a time.  

Was looking at projections today based on rate cut cycles and chances are we could see rates drop into the high 4's/low 5's in the next couple of years on average (that's based on previous cycles and a decreasing spread between the 10yr and mortgage rates). 

Or you consider slow and steady options, such as partnering your IRA funds with other money sources.

I started looking into the FHA streamline product and spoke to my lender about it.

If I'm saving for the down payment for my next real estate investment, I would put the money in a more liquid type of saving or investment product.