The platforms do a great job with investor education and you have a chance to dig into each deal (even if you don't invest) to see how they evaluate the various investments.Only the cream of the crop (experienced sponsor, reserves, background checks, etc) make it onto the platform so you benefit from their due diligence in addition to your own.Regarding accredited only - it's not that they don't want your money, trust me.

Many will have blocked the date, cropped it out, etc.

1) It tells you nothing more than a call to the employer would (given the individual is not self-employed).2) It's unnecessarily invasive and time consuming; spend that time looking for stronger tenants rather than scaring away the existing crop.

I did a lot of research and there doesn't appear to be a course on this specific topic so I am reaching out to the cream of the crop investors who know their direct mail marketing.

Think of this more like a farmer...planting the crop does not necessarily produce the results.

Do they have enough $$$ in reserve for any issues that crop up?

It is fair to say that these months do not seem to bring out the cream of the tenant crop.

Lots and lots of water.Plenty water here for big ag to grow crops that get sent to Asia. 

Chances they aren't the cream of the crop of people in terms of the grand scheme of things, which means they have no money.  

I do this because I want tenants who will be staying a long time, and I want to be able to get the best crop of tenants I can.