If I house hack and live on the property, I sacrifice living in my own home which has been my main goal over the last couple years. 

Hi @Philip Jones,For the refinance aspect, the main factors will be the FICO Score, cash flow of the property, and as-is value.A Higher FICO will let you get a larger loan size and lower interest rate.Good Cash Flow will ensure that your property will be profitable for you and enable you to get the max loan size that your FICO allows for.The As-is Value will play an important role in making sure that you meet the minimum requirement for a DSCR loan of 100k, but also in making sure that the rehab work that has been done provided significant value add.

The main reason why I would want to ensure it can cover itself as an LTR in case. 

Are you going to supply the down payment and how much equity are you willing to give them?

Quote from @Devin Peterson: Quote from @Hassan Tejan-Kella: Hello all I'm a 6 year investor mainly involved in long term rentals.

We would handle the guest communication, coordinating cleaning, minor repairs, stocking supplies, calendar management, etc.

@Jeremy HartwigYou are missing a lot of important data, such as median income of the area, rent comps in the area, what current values are.You are buying on actuals, but in many markets that have low supply and have a lot of demand, it makes it difficult buy based on actuals.

If the new administration focuses on boosting housing supply or implementing tax incentives for real estate, we might see positive opportunities.

It's technically not an ADU if it's the only property on land as it's an accessory dwelling unit to a main unit.

I realized we would not get the same valuation as the main home but at $130k for 440sq ft I did not realize we could be in a negative equity position.