I'd say it depends on the local market, but it's very common to have at least a stove and refrigerator in a rental unit.

Are you investing in your local market?

I'm curious to dive deeper into the Santa Fe market and would love to learn from those with local experience.

As always, DYOR (Do Your Own Research) The area has a mix of stable, long-term residents and rental demand—especially with Section 8 tenants—but it does vary block-by-block.Key things to consider are Rental Demand, Property Condition and Management (a local property manager can help navigate tenant screening and city requirements)It’s not as bad as the headlines make it seem, but success here depends on buying right and the right property manager.

Zero in 2024 in Huntsville - which is precisely why we bought zero LTRs in 2024 locally (bought one out of state, and bought a local flip property and one small local commercial property - slowest year since I started REI in 2017). 

Otherwise, if you know any local realtors they can also help see what market rents look like in the area.

Full security deposit for a three month MTR is causing me to lose business and I need an alternative! 

Zillow, For Sale By Owner posts on facebook, your local newspaper, and craigslist.Wish you luck in your venture.

It wasn’t an easy path—in 2014, I even filed for bankruptcy while trying to launch a business.

I’d be curious to know what local company you found that would quote it, and if they used the CA Fair Plan in their quote.