Our initial goal was to buy a duplex and house-hack it.

Kudos to you for taking initiative most people are too scared to make bold moves like that!

Wow, Just finished my initial call and set up with Justin to invest money from my HELOC.

After that, the tide usually reverses.STRs typically have large tax losses in the initial year of operation - but only in their initial year!

Usually, they allocate a certain percentage of the loan to each house when you initially close your loan - based on values but then they also add a premium for the release so you're paying 110 or 120% of the allocation of the loan when you sell..So lets say you have 4 houses and three of them are worth 100k and 1 house is worth 200k.

Now the Team Lead is handling the clients of the Associate Realtor.THE CHAOSOnce my Realtor left, the team lead shared that the initial contract that I completed for the purchase of the home was not completed in full.

But, the most common problem with DSCR loans is when the DSCR ratio changes from the loan officers initial estimate. 

If you can stomach that initial phase you'll be in a great position when the property is cashflow positive and worth considerably more. 

They often chose worse than you even thought.I just got good at flinching during the initial walk-through but you took it to another level! 

Initially, I went through recommendations from friends or acquaintances.