FYI it's generally going to have to be "dumb person and toddler" proof to close on the purchase ("dump person and toddler" proof is an easy rule of thumb for when an appraiser is required to call something out as a "health and safety" hazard), assuming you are getting a normal mortgage.

In 2014 we bought our first house, although my husband made around 130k a opted for a 'good deal' because of who I am as a human.

Plus cheap health insurance for the whole family.So I'll just keep plugging along.

HSAs in combination with high-deductible health insurance plans should be available.

To me its mingling personal business with business business.Sam  the human being pays the mortgage not Sam llc.   

Just curious, not challenging your statement but how does bankruptcy "demonstrates financial immaturity and risk" since: Bankruptcies resulting from unpaid medical bills will affect nearly 2 million people this year—making health care the No. 1 cause of such filings, and outpacing bankruptcies due to credit-card bills or unpaid mortgages, according to new data.

I was a Realtor for a short while but needed to get a steady income and health benefits back when my wife and I both started realizing our health issues were very unstable.

Did the person last reside with a relative, in jail, in a mental health facility, in a shelter, a recently foreclosed meth house?  

He may have made a good living for himself, but he sucks at giving legal advice.The lease does offer some protections for the tenant, but they're basically the same protections you would offer as a decent, honest human being.

After turning 30 and having our first daughter, I flipped my mental state 180° and began obsessing over my health and future.I've been scouring these forums and listening to the Bigger Pockets podcast.