To invest in San Antonio's market, consider the VA Loan for Primary Residence, offering zero down payment and competitive interest rates.

At favorable LTV's (75% and below) rates can be very competitive (currently in the 7%'s) or sometimes nearly half the rate of interest on alternative second lien positions loans.

That doesn't turn around overnight, it takes years to rebuild.Given the less competition and the lower appetite for risk the remaining carriers have, I think we're going to continue to see some big premium increases for the next few years, especially for those people with claims on their records.

You'll have to pay many multiples of that.I don’t doubt that, 18 years is 18 years . . . although it does show that the high value competitively priced infrastructure is likely to already be in place. 

If property is priced right in a desirable location, there’s likely competition.

One of the largest employers n Albany is a regional hospital, that is about to get some serious competition from the county just to the North, that has a much better school system, and is where a large portion of people who work in Albany live.

But oil is sold on a global market and it's the oil companies, not the government that is holding back.

Many reason I stay away from Condo's including:HOA regime feesUnexpected and expensive HOA assessment fees for upgrades or repairs that you may not agree with.RulesClose proximity to others that could cause disagreementsSaturation and competition on renting condo's ParkingI would personally never buy a condo for these reasons and look for a deal on a house.

I'm sure you heard how you can buy houses "for pennies on the dollar" just pay the taxes and the house can be yours. the reality is while that is possible the competition dosesn't allow it to happen.

I tend to think that low interest rates globally and the "chase for yield" are largely responsible for the price appreciation and low cap rates we see today.