It's hard not to fall into this trap when digital marketing and social media advertising is constantly shoving all of these unnecessary products and services down our throats. 

And in the STR game, reviews are pretty much everything.Assuming you have the hot tub up and running smoothly though, I'd also take some time to focus on what cold weather amenities you can offer to guests to entice them to visit during the colder months when ADR's drop and occupancy falls off a cliff. 

They are trying to lump co-living in with a congregate living facility, which sober living would fall under.

Sober living homes often fall under this protection. 

@Karl KauperManayunk, East Falls, Roxborough, Fishtown, Northern Liberties, and University City are safe neighborhoods with diverse populations and strong rental markets.

I was in particular referring to discounts on houses that may fall into ocean in near future. 

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

@Darice B LanghamMid term rentals are 30 days+ therefore do not fall under the same regulations as STRs. 

Now I see lot of people ( many on youtube) are suggesting that housing market is progressing towards a recession/ correction/crash and prices are going to fall soon.

Given need to (potentially) seek outside investment from family for conventional.I’ve heard FHA is tough in these popular areas due to more stringent inspections, longer time to close, and perceived higher risk of riskier buyer and deal falling through.