Although I am outside of my comfort zone and feel like an absolute tool (I'm lost and that's uncomfortable), my faith, drive, and want to achieve my family and life goals continues to motivate me to get outside of my comfort zone and push for continuous improvement.  

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Its a more comprehensive view especially early in your investing journey unless $ isn't a factor.

Credit scores are made up of many factors, one is the utilization of an account vs its credit limit.

When working with private lenders, the costs for preparing loan documents can vary based on a few factors, including the complexity of the loan, the attorney’s experience, and the geographic location.

I'd suggest choosing an area that looks like it has potential and then spend your spare time just driving around.

Either they choose to move out or you get paid for the “hassle factor”.

Without diving so deep into the weeds, the biggest factors I tell people who want to start out passively are:1.

If your goal is to buy and hold for a long time, you need to consider factors other than just cash flow, like appreciation. 

Hey Mike - Since Airbnb doesn't allow videos on listings, a lot of hosts are sharing private tours through platforms like Instagram, YouTube, or Google Drive.