See things most people never get to and learn a little discipline and respect along the way....

Very determined, disciplined and knowledgeable.Congrats!

Given this unusual situation in the housing market is it appropriate to make exceptions to the tried and true rules about investing or should I stay disciplined and keep to what's traditionally considered good investment practice?

Sure, you can get 30 year terms and make extra payments, but most people aren't disciplined enough to do so.

And that a husband has the right to discipline his wife!

I also see some fiscal discipline creeping into congress, so spending should drop from their all-time highs.

I think it's mindset/discipline/expectations.

My friend I applaud you for taking care of your credit this shows a lot of discipline and it will transcend over to your investing.V

This time around, I'm really working on being disciplined about the numbers and buying a house because it makes good financial sense -- rather than because I fell in love with the house or the neighborhood, I'm looking forward to being an active part of this community.

@Ellis San Josethank you so much for your post, read it at the right time right now i was feeling that i am going very slow and that is hard to get into REI...so i am listening to Jim Rohn now to bring some more knowledge, inspiration and as he said everyday we should do a little, one step at a time...keep learning, go out there meet the right people, and follow my plan so hopefully i am getting the disciplines that will make me get to where i want to go...:)thanks :)