That means in a month you should be down to $45K in debt.BTW, I've financed some of the following; recently discharged bankrupties, illegal immigrants, recently paroled felons.

Is there anything you can do to reduce the number of turns before the discharge point?

You must receive an honorable discharge.

During the summer months they discharge heat to the outside just like conventional ac unit.  

Do they reach out to lenders to help with getting payoffs or discharges?

Student loans are about the stickiest debt there is - not dischargable in bankruptcy.

Don't do anything until you are sure that all impervious surface water is discharged downhill from the house.

Title will contact IRS, obtain a CONDITIONAL DISCHARGE LETTER, title will close and send proof that this person is not a part of the transaction, seller will not pay and it will not affect you in any way, if you are flipping get a copy of discharge letter for new resale title, the letter will take a few days and they will ask for papers from closing agent.

I wouldn't really recommend doing that right out of the chute, though.

Problem is there is a $39,000 IRS lien from the owner previous of the seller.So the seller is not the one with the lien.How do I negotiate this lien down, can I get it discharged?