Your friend is the master tenant and rented to subtenants and is not allowed to "charge any subtenant more than a proportional share of the total rent the master tenant pays to the owner."

If you look at it this way, you'll see that huge parts of North America and Europe are in the midst of a huge bubble of epic proportions.

I don’t think indoor pools will be a good idea unless it is some multi million dollar estate or those expensive deals in NY city.I had to remove the bottom of the pool to allow drainage and then back filled with approved soil with compaction reports and geologist oversight and stamped approvals.

Take this info to the installer and ask him if he thinks the compaction would have enough force to damage.

Clipped the first few paragraphs.Fannie Mae and Freddie Mac Curb Some Loans as Regulator Reins In RiskUpdated Dec. 10, 2019 5:58 am ETFannie Mae FNMA +1.97% and Freddie Mac FMCC +2.17% are pulling back on some mortgages meant to make homeownership more affordable, their latest effort to rein in risk at the behest of their regulator.The two companies are cutting back on the proportion of loans they back to borrowers with small down payments, for example, and mortgages to deeply indebted borrowers.The regulator, the Federal Housing Finance Agency, says it wants Fannie and Freddie to be prepared for a possible economic downturn.

@Alex G.The insurance company did raise the premium after the incident for the following in 2018.My insurance is up for renewal but they raised it yet again and the raise is completely out of proportion as in there is no method to the madness.

They have limited resources and are after "big fish".Let's also not blow this out of proportion.  

More in the municipalities with high property taxes and insurance, because there taxes/insurance represent on an over-weighted proportion of over-all OpEx, and annual bumps to those two items will represent a higher blended bump on the overal OpEx.But, since we know that OpEx will go up at least 2%, how does it make sense to own property unless you can intellectually get behind 3% rent increases.

Do you have any recommendations for someone to take on the following scope:  * Pavers – 1000-1500 sqft, of excavation, drainage, leveling, base & compaction.

This will require you to break out the bill each month and proportion each tenant's usage to the bill, but it does work and if the tenant doesn't like it too bad!