Living for free is essentially the first great achievement to the path of financial independence and you have already done that!!

Quote from @Chi Zhang: I've spoken to my CPA about this and he said it is extremely hard to meet the qualifications, and most investors have enough deductions that this deduction isn't worth trying to achieve.

The location where you invest determines all long-term income characteristics essential for achieving and maintaining financial freedom.

It is indeed difficult to achieve good appreciation in most markets I've observed.

Hi all,  out of curiosity and personal interest in achieving this as well, I would like to get the GC license.

Online resources, real estate forums, and local investor meetups can also provide valuable insights and practical advice from those who have firsthand experience with seller financing and flipping properties.

How can we help you achieve your goals?

If 80% CLTV is achievable I would be looking at lines of credit around 400+k, 300+k, and another 300+k.

I need advice on the best allocation of my money and how to achieve this.

That's a fantastic achievement.