In my layman's point of view, this is co-mingling and alter-ego violations to piercing the corporate veil. 

You will have to refinance into an LLC/Corporation/Trust that your wife owns and she will be the guarantor.

We have some great options for foreign nationals.

And there are people who probably work 2 hours a day in some corporate job and are paid 40.  

Pretty sure I earned every penny on that one.Sounds like more of the issue is you dont know how to distinguish between average and quality, and over pay for average.Here is a question....if it is all so rigged....then why do I, as a top 1% agent nationally....use agents in other markets when I buy and sell there, when one would think Id be more than capable of doing it myself?

Bottom line...bolt.Patricia,Thank you for sharing your concerns about the EverSeal system in regards to insurance.We have had success throughout the nation in consulting with insurance underwriters to help them understand the EverSeal system to allow our cooperative client to continue their coverage with their current carrier.This does vary though from carrier to carrier and underwriter to underwriter.

For many folks in your position, the only real advantage to an LLC is if you want the pass through entity with a partnership/S-corp or the anonymity aspect.

Thankfully, most were the for-profit, run-to-the-back-of-the-room clubs that catered to the national speaker circuit.

I'm assuming you're considering hosting travel nurses or maybe corporate housing that exceeds 30 days and intend to leave it fully furnished & charge nightly rates similar to STR?

You need to build relationships with corporations.