@John Mocker  Thanks for the explanation.   

So the take away is a personal letter to attach to the offer with the breakdown and financial explanation.

This is at contract signing and each contract should stipulate a specific draw schedule with explanation of each draw (like this itemized list above).

It is a single family with the officially registered AADU (Attached accessory dwelling unit, it is a thing in Seattle)Would let the agent know, thank you very much for the explanation, John 

It must make sense on paper, generally a "second home" is 100 miles and in a resort area, but a case could be made if you provide the explanation.

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchange "doc" with "pdf" for more options.Here is an example and explanation: https://eforms.com/rental/esto...Some have a lot of legal jargon but this document does not need to be so detailed.

Your explanation of how it wend down would be helpful to me and others.

There are a few self-contained guides that you can access here: https://www.biggerpockets.com/guidesAlerts can be really helpful too: http://www.biggerpockets.com/alerts Hi Justin and thank you for the explanation.

Be prepared that if you are bound and determined to buy in the current market you could very well end up with the house appraising for less than you are offering, and would have to come up with the difference CASH (if this is a surprise, PM me for a full explanation). 

@Ronald Allen Barney I get it now thanks for the explanation!