Anything you must do to correct the tenants deficiencies can be deducted from the deposit.

A non-recourse note must be drafted properly addressing several of the standard note issues and should specifically address the non-recourse nature of the loan.Any security agreement (DOT) made with a NRN should also address the non-recourse nature of the obligation, basically saying that the sale of the secured property shall constitute the full satisfaction of the debt, that is if the DOT allows, states or suggests deficiencies may be saught.I hestitate in saying you can modify a standard note, in fear of someone messing it up.The heading of a note at the top of the page will usually say "PROMISSORY NOTE", this need to be "NON-RECOURSE PROMISORY NOTE".In the recitals as to the promise to pay, "the maker(s) (borrower(s))promise to pay without personal liability this non-recourse debt hereinafter created" You need to go through the note and modify any statement that implies personal guarantee.

Where a deficiency judgment may be sought by a lender they need to show they made a best effort attempt to payoff the loan by a sale. 

Since lenders aren’t able to utilize deficiency judgments under HAFA, they also lose the ability to try and collect some of those outstanding amounts.

I walk through each unit with a wide angle go pro lens and point out deficiencies and benefits in each unit I go through.

We were going to replace the doors but now we will quickly repair the doors and send the insurance company the pictures of the repaired doors.Insurance companies will check on properties from time to time, and send you a list of deficiencies with a time limit to correct those items.

Should I have gone after a deficiency judgement?

IE the bank gets the house and can get a deficiency judgment..

But since I’ve had to become my own handyman to fix the deficiencies of handymen apparently less capable, knowledgeable, or honorable than myself, I’ve had little time to do anything else.

Those that were significantly below 25% had obvious deficiencies such as no owners portal or repair staff were not employees.I suspect what OP is paying is market rate in his market.