Do this along with a big fat GL insurance policy and umbrella on top of everything. 

In a pinch I've got it to turn with a fat Phillips. 

There's a reason that Section 8 pays landlords directly; how much of that money would actually make it to the landlord if they just handed the tenant a fat check every month? 

“I have already computed the charge of nursing a beggar’s child ... to be about two shillings per annum, rags included; and I believe no gentleman would repine to give ten shillings for the carcass of a good fat child, which, as I have said, will make four dishes of excellent nutritive meat."

Next go to meet ups these deals are best done belly to belly and meet a local that can do this for you..  

My friends will laugh and tell me I am losing out on sooooo much opportunity because my rents are 1/10th what they could be if I converted to STR but some day I will laugh when they go belly up in the down market while my tenant filled units keep chuggin along.

I was just glad I didn't look as fat as usual! 

Thinking worst case, if structure A tenants went belly up, if I were to rent structure A at $25 sq foot, the cap rate then is about 8.5% which isn't bad. 

Something tells me the answer to all of this is a big fat NOPE, but hey, you never know, any thoughts are welcome, thanks gang!

Your options are basically...Pay it monthly until you have 20% equity, which is what most people do.Pay a big fat premium upfront, basically paying for the insurance policy all at once.Lender paid PMI with a bumped rate (you see this advertised as "no PMI").So, yes, you can get a "no PMI" 95% LTV mortgage, but not a no PMI 95% LTV mortgage.