Using LLC for Rental License while Deed is under personal name

[Forrest Hayashi]

Hello all,

I'm new to the forum and just started in Real Estate Investing. Recently, I've purchased a duplex in the great city of Philadelphia and wishes to rent it out. I'm in a pickle as I want to use a LLC but it seems like I don't need one due to the infancy stage of my investment growth. However, I want to use a LLC for my rental license while still enjoy the better interest rates with the properties under personal loans (vs. a commercial). Will the LLC have the same legal protection on the rental property if the rental license is under its name rather than mine?

Thank you,