They've made a bunch of acquisitions the past few years and so they have a good runway ahead of them as they're now an A-Z mortgage companyAlso,EPR Properties (EPR) ---> They invest in the entertainment of America...amusement parks, theaters, etc.They're trading at their lowest price since the Great Recession.

It's more than just making money and using people for your profits (because isn't that what corporate america does and aren't we all trying to ditch that?

But about couple weeks back they went awol on me mid way thru a refi.I called Bank of America today and they quoted me rates that were kinda ok.

His car has been repossessed, something that would likely disqualify him at the Bank of America branch next door.

In my experience your bigger banks such as Wells Fargo, Bank of America, etc. aren't investor friendly.

Little did I know Austin is one of the fastest growing cities in America with strong appreciation over the last 10 years. 

Help for Airbnb and Vacation Rental OwnersWhile long-term effects on the short-term rental industry are debatable, here are some things you can do right now:Reduce your vacancy rates as much as possible by offering discounts and being more flexible during this timeCut your expenses by eliminating welcome gifts, reducing amenities and subscriptions or applying for mortgage deferral programs, as discussed aboveIf you’re an Airbnb host, apply for cancellation reimbursement under the $250 million Host Relief Fund available for qualifying cancellations (up to 25% reimbursement of what you would normally receive from a canceled booking)Consider turning your short-term rental property into a long-term rental, at least for now, as the traditional rental market is not expected to be impacted as severely as the short-term rental market  Additional ReadingResources for Property Owners and Agents from the National Association of Realtors is a great list of general recommendations and resourcesList of Relief Programs Offered by US Banks, published by the American Bankers Association, is a comprehensive list of specific measures banks across the US are taking to help borrowers in needCOVID-19 Tax Resources Center by the Drucker Scaccetti tax services firmLegal Guide for Landlords by Julie Anderson, written for the Mid-America Association of Real Estate Investors, provides general legal guidance and advice for real estate investors  Please let me know if I missed anything, or if there is any inaccurate information, so I can correct it.  

I put down only 5% as a first time home buyer i got very good terms with bank of america, home loan grants closing cost grants. 

Opportunity is always around us in America, it is your responsibility as an investor in real estate to find it.

MAGA will most likely throw off more government restrictions and further limit immigration that takes US jobs.The economy (jobs) has stumbled not died, and it will get back up--people just need to be able to eat until then.Most (but not all) people have some safety net, friends family, church efforts, etc...America can handle this.