We go to WalMart to replenish consumable supplies. 

They will always move the cost to the consumer.

Yes you do need to disclose an adverse action notice based on the consumer/credit report you used. 

I am also a member of my local REIA.I hold an MBA and I have been a self-employed full-time digital marketing consultant for 15 years and real estate is only a part-time occupation for me, although lately, it seems to be consuming more and more of my time.

Does it consumer your life and do you have any issues with the cheaper housing areas and tenants?

I wish we operated under Napoleonanic Law as we are helping the consumer with affordable housing options that they would not be able to purchase if they went the traditional route (or if they did their interest rates would be very high).

Since their lease expired 5 & 9 years ago(2 separate unit), can I file application with UC township to catch up previous rent increase ( average 2%-3% CPI Consumer Price Index increase)?

This is almost always something I try to do myself unless I don't have the time because it is time consuming if your new at it or doing it by yourself.3- Painting is only timing consuming.

It is way more difficult and time consuming than most people make it sound, and I have yet to meet a truly successful and honest wholesaler (have met many who are not either).   

A few more seasoned investors have told me, perhaps controversially, that most cities place such onerous zoning restrictions and are completely inactive in aiding affordable house because lower income and lower-mid income residents are such a net loss to the cities, i.e. little tax revenue and big consumers of city services.