It’s a 3-bedroom, 2-bathroom unit that I’ve been living in for the past two years.

Looks like two different planets.

I have been doing flips the last two years, and its been rough.

Currently doing 3 renos, having an EDEN inspection today that will pass and closing on two more Friday, again all from OOS. 

You'd be surprised at how the simple things, like answering an email within 24-48 hours versus two weeks (or never!)

We just started investing and have 3 houses now, one LTR as of August last year, paying rent without a problem (so far, keeping fingers crossed), and the other two are Dunsmuir properties that are Airbnb's. 

(This is in addition to all the standard stuff you will read and/or that your broker is telling you. 80% of agents fail in their first two years, I'm sure there is a correlation between the other 20% & 70 hour work weeks early on.)

The two examples you need to compare are: 1.

Also, most banks will not allow you to "borrow" your down payment, so what you would need to do is get the 50K personal loan and then have it show on your bank statements for two months (without showing the money being deposited, so in reality this could be 3 statements before you have that. 

Also, there are two duplexes for sale in Park City.