Most portfolio lenders aren't going to surpass 75% LTV on a refi. 

Eventually rents will (likely) rise and surpass present levels. 

Anyway, it's something to consider and I wanted to let you know that not only is it possible to do this, it's not even that difficult.SummaryIn summary, let me state that no method for getting comps will surpass the importance of learning your market and more particularly, your farm areas.

I have an oppt. will not/cannot pass.Take for example a quote (by my memory) by: Robert Kyosaki:"Their are investment instruments offered to the rich which surpass and break the rules of standard mediocre investments."

Like stocks, housing could well surpass its pre crash peak.  

I wish to one day be able to establish enough passive income to the point it surpasses my job income.  

The appreciation market in Canada has been going strong and consistant for the last 15-years with most major markets surpassing $500k today, (>$1mm in Vancouver).

3)  many condos have surpassed the 2007 peak but not co-op. so better deals on Co-op than Condo if they allow sublease? 

@Jay Hinrichs Our ultimate goal is to own enough MFH/apartment complexes so that the passive income is enough to surpass our future projected expenses (eg: children entering private school or college, vacations, traveling the world, etc). 

Until you sell it is only worth the income it generates.The reality is that a investor could take your money and far surpass your expected appreciation value through solid income investment properties as you have done in the past.